Being able to sit back and enjoy life after you’ve stopped working is the ultimate goal for most of us, but planning for the future can be daunting.
You might be wondering ‘Will I be debt free by the time I retire?’ or ‘What kind of lifestyle will I be able to afford when I stop working?’
We can help you understand how much money is needed to fund your retirement, whether there is currently a shortfall and – most importantly – what you can do to bridge any gap that does exist.
Being able to sit back and enjoy your retirement, without worrying about money, requires a clear set of financial goals and a proactive approach to realising them. Our financial advisers will help you create an action plan and work with you to make sure it’s achieved.
Think it’s too late to get started? The earlier you start planning for the future the better result you’ll achieve, but it’s never too late to begin.
The plan will provide financial analysis for you to use for your own planning. However, the plans are not investment or retirement plans. If you wish to have an investment or retirement plan we can refer you to an Authorised Financial Adviser or Financial Planner.
Your enableMe financial personal trainer will work with you to understand how much you need for your retirement and create a plan to fund your retirement goals.
Over 12 months we’ll work with you to create a strategy to reach your financial goals, by:
At the end of the 12 months we also offer regular ongoing coaching to ensure you continue to meet your financial goals.
enableMe’s financial personal trainers are highly trained financial advisers. The team member you work with will be a chartered accountant or registered financial adviser. They will be honest with you, offer you expert independent and impartial advice via one-on-one coaching and enable you to get in control and get ahead. They’ll also be there to support you every step of the way towards financial freedom.
We have advisers located in offices around the country and, if there isn’t an enableMe adviser in your area, we are able to meet with you via Skype.
Phillip and Barbara, aged 65 and 54 respectively, were working with a combined income of $120,000. Phillip also received superannuation payments of $14,000 per year (net).
Keen to sit back and enjoy life, they needed to pay off the last $85,000 of their home loan if they wanted to financial freedom in retirement.
We showed Phillip and Barbara how to optimise their mortgage structure, so they could be debt free within 3 years. We also worked with them to adjusting their spending and saving to ensure that, in addition to a freehold home, they would have sufficient cash funds for their retirement.
“I liked the fact that the people (at enableMe) were non-judgemental… and that they were really well qualified, with a range of qualifications… I have now got the freedom to look ahead 10 years and to choose how I want to develop what I’ve got, so I can retire and keep my lifestyle.” Jo Douglas, Wellington.
Meet with one of our financial personal trainers to find out whether you will reach your financial goals by yourself or if, by partnering with enableMe, you can achieve them faster.
We’ll look at your current financial situation and, if you still have a mortgage, we’ll help you pay it off sooner, identify what your shortfall will be in retirement and create a plan to meet it.
Get started today. Request an initial consultation.
Got a question? Contact us.